Se você deseja se tornar profissional, mas não tem recursos económicos, existem alternativas para financiar sua carreira universitária na América Latina em lugares como a Argentina, Paraguai e Peru!
Estas 4 alternativas para financiar cursos universitários, são ideais para aqueles que contam com baixos recursos económicos. As opções vão desde o apoio de órgãos governamentais, até bolsas de estudos e facilidades de pagamento oferecidas por universidades.
1) Bolsas do Pronabec
Através do Programa de Bolsas de estudo e Crédito Educativo (Pronabec) poderá aceder a um empréstimo educacional ou candidatar-se ao programa Bolsa 18. A Cada ano, a instituição concede centenas de bolsas de estudos, muitas delas integrais, através do financiamento de 100% dos gastos acadêmicos de alunos, juntamente com hospedagem e pensão alimentícia.
Para aceder a um empréstimo, você deve preencher um formulário que está disponível na web– e apresentá-la nos escritórios de Pronabec.
Por seu lado, o programa Bolsa 18 cobre 100% dos cursos universitários ou técnicos de caras com escassos recursos: estão incluídos desde a matrícula e os materiais de estudo até despesas de hospedagem, transporte e um laptop. Para se candidatar, você deve acreditar boas notas no colégio. Consulte os requisitos para se candidatar a uma Bolsa 18.
2) Mais opções de financiamento
O fundo de investimento Lumni Peru (que tem parceria com a Universidade do Pacífico, Universidade de Lima, PUCP, Universidade de Piura e SÃO) financia a estudantes a partir do quinto ciclo.
Por sua parte, o Programa de Créditos de Estudo do BCP (concebido para pessoas entre os 20 e os 70 anos que pretendam iniciar estudos de pós-graduação) financia até S/.300.000. O repago pode se estender até 120 meses com 12 parcelas por ano.
3) Programas próprios das universidades
Algumas universidades têm seus próprios programas para apoiar os alunos com problemas econômicos e de alto desempenho. A Universidade San Ignacio de Loyola (USIL) é uma delas: o Fundo de Garantia para Empréstimos Estudantis, no qual estudantes podem solicitar ao Fundo da USIL como aval perante instituições financeiras quando pedem empréstimos.
Por sua parte, a Universidade do Pacífico (UP) conta com o Fundo UP Solidário e a Pontifícia Universidade Católica do Peru, oferece e aceita bolsas de diferentes tipos, chegando a atingir 100% de despesas acadêmicos em muitos casos.4) Outras bolsas Os jovens de escassos recursos e boas notas, também têm a opção de se candidatar a várias bolsas internacionais como: Fundação Carolina, o Rotary e da Organização dos Estados Americanos (OEA). Você pode encontrar bolsas anuais ou semestrais, que são projetados para favorecer o talento de pessoas que não podem pagar os gastos que uma carreira universitária, muitas vezes implica.
As bolsas Ankay cobrem desde a preparação até os custos da formatura. Atualmente tem parcerias com a PUCP, a UP e a Pontifícia Universidade Católica do Peru.
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