Hoje, muitas pessoas em todo o mundo usam alguma forma de computador todos os dias. Ter uma compreensão geral dos computadores pode ajudá-lo a funcionar no mundo de hoje e pode impedi-lo de ficar para trás. Abaixo criamos uma lista de razões pelas quais você deve aprender mais sobre computadores com recursos adicionais sobre como você pode aprender mais sobre computadores.
Dica: muitas pessoas acreditam que smartphones, tablets e outros dispositivos de computação não são computadores. No entanto, esta confusão é outra razão pela qual você deve aprender mais sobre computadores, para que você possa perceber que todos esses dispositivos são uma forma de computador.
Os computadores ajudam-nos a trabalhar mais depressa.
À medida que os computadores, software e hardware melhoram, também melhoram suas capacidades. Por exemplo, alguém com até mesmo uma compreensão muito básica de um processador de texto vai ser capaz de trabalhar mais rápido e desfrutar de escrever mais do que alguém que está escrevendo em uma máquina de escrever. Com um processador de texto, você pode facilmente editar em qualquer lugar de um documento, apagar texto, mover texto, Copiar texto, mudar fontes, e muito mais. Todas estas coisas eram impossíveis ou difíceis de fazer com uma máquina de escrever.
Além disso, depois de aprender o básico de uma tarefa ou programa, você pode continuar a aprender e evoluir até que você se torne um mestre e se tornar ainda mais rápido no trabalho. Por exemplo, alguém que está familiarizado com um programa e conhece seus atalhos de teclado pode ser duas a três vezes mais rápido do que alguém com uma compreensão básica de um programa.
Os computadores podem responder a quase todas as perguntas.
Hoje, uma pessoa com um computador conectado à Internet pode encontrar respostas para praticamente qualquer pergunta. Compreender o computador, conectar-se à Internet, abrir um navegador, e usar um motor de busca dá a essa pessoa muito mais poder do que alguém que não sabe como fazer essas coisas.
Um computador pode ensinar-te quase tudo.
Além disso, sendo capaz de encontrar uma resposta para praticamente qualquer pergunta, um computador também pode ensinar-lhe como fazer quase tudo. Há dezenas de histórias de pessoas visitando Youtube e outros sites na Internet para aprender mais sobre um assunto, aprender uma nova habilidade para um trabalho, ou como fazer algo.
Compreender a terminologia Informática ajuda com outras tecnologias
Ter uma boa compreensão da terminologia usado com computadores pode ajudá-lo a ser mais eficiente com outra tecnologia. Por exemplo, quem sabe como encontrar algo na Internet vai saber o básico de como se conectar à Internet e que programa usar em todos os seus dispositivos.
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In the previous couple of months we've found a whole lot of
Health Care Reform guidelines and regulations staying
released by the Health and fitness and Human Providers Department.
Each individual time that occurs, the media will get hold of it
and all varieties of articles or blog posts are created in the Wall Road Journal,
the New York Situations, and the Television community information plans
speak about it. All the analysts start out talking about the pros and disadvantages, and what it suggests
to businesses and persons.
The issue with this is, quite a few situations just one author appeared at the regulation, and wrote
a piece about it. Then other writers start making use
of parts from that to start with write-up and rewriting sections to in good
shape their report. By the time the info receives extensively dispersed, the genuine
regulations and regulations get twisted and distorted,
and what really shows up in the media occasionally just won't
actually depict the truth of what the regulations say.
You can find a large amount of misunderstanding about what is
going on with ObamaCare, and one of the points that I have observed in conversations with clientele, is that there's an fundamental set
of myths that folks have picked up about well being care reform
that just are not accurate. But due to the fact of all they have listened to in the
media, individuals feel these myths are basically
correct.
These days we're heading to speak about three myths I
hear most commonly. Not all people believes these myths, but more than enough do,
and others are uncertain what to feel, so it warrants dispelling these myths now.
The initial just one is that health and fitness treatment reform only has an effect on uninsured people today.
The next a person is that Medicare rewards and the Medicare plan isn't likely
to be afflicted by overall health treatment reform. And then the past a single is that wellbeing
care reform is heading to cut down the fees of healthcare.
Wellness Treatment Reform Only Affects Uninsured
Let us search at the initially myth about wellness treatment reform only
influencing uninsured folks. In a whole lot of the discussions I have with customers, there are a
number of expressions they use: "I already have protection, so I will not be impacted by ObamaCare," or "I will just preserve my grandfathered health insurance policies strategy," and the past one particular - and this a person I can give them a minimal
little bit of leeway, simply because part of what they're indicating is
correct -- is "I have team well being coverage, so I is not going to be affected by health and fitness treatment reform."
Perfectly, the actuality is that overall health treatment reform is
in fact likely to impact all people. Starting up in 2014, we are
likely to have a full new set of wellbeing strategies, and these strategies have really rich advantages with loads of additional options that the current plans
today don't supply. So these new plans are heading to be greater
charge.
Well being Treatment Reform's Influence On Men and women With
Wellbeing Insurance coverage
People today that now have wellbeing insurance are heading
to be transitioned into these new ideas someday in 2014. So the insured will be immediately afflicted by this mainly because the health and fitness options they have now are likely absent, and they will be mapped
into a new ObamaCare plan in 2014.
Overall health Care Reform Effect On The Uninsured
The uninsured have an more issue in that if they
do not get health insurance policy in 2014, they face a
mandate penalty. Some of the balanced uninsured are likely to glimpse at that penalty and say, "Effectively, the penalty is one% of my adjusted gross earnings I make $fifty,000, so I'll fork out a $500 penalty or $one,000 for wellbeing insurance coverage. In that case I will just choose the penalty." But possibly way,
they will be specifically impacted by health care reform.
By the mandate it has an effect on the insured as
very well as the uninsured.
Health and fitness Care Reform Effect On Individuals With Grandfathered Health Ideas
Folks that have grandfathered wellbeing insurance policies programs are not going to be instantly afflicted by health
and fitness treatment reform. But for the reason that of the lifetime cycle of their grandfathered overall health approach,
it is going to make people options far more
high priced as they find that there are plans offered now that they can quickly transfer
to that have a richer set of added benefits that would be more valuable for any serious
health troubles they may perhaps have.
For people who stay in individuals grandfathered designs, the pool of subscribers in the prepare are likely to begin to shrink,
and as that transpires, the expense of all those grandfathered well being
insurance coverage strategies will enhance even faster than they are now.
As a result, people today in grandfathered well being programs will also be impacted by ObamaCare.
Health Treatment Reform Effect On People With Group Health Insurance policy
The last a single, the small team marketplace, is likely to be the most notably affected by health treatment
reform. Even though the wellness care reform laws predominantly influence huge and medium-sized companies, and organizations that have 50 or extra staff members, smaller firms will also
be influenced, even nevertheless they are exempt from ObamaCare alone.
What lots of surveys and polls are starting off to show is that some of the businesses that have
ten or much less staff are likely to look severely at their solution to drop
health insurance plan protection entirely,
and no more time have it as an price of the business.
As an alternative, they will have their workforce get wellbeing insurance policies through
the health insurance exchanges.
In actuality, some of the carriers are now indicating they anticipate that up
to 50% of tiny groups with 10 or less staff are heading to fall their wellness insurance plan approach someday among 2014 and 2016.
That will have a incredibly huge outcome on all individuals who have
group health insurance policies, primarily if
they are in a person of all those tiny companies that drop
well being coverage protection.
It really is not just uninsured that are heading to be impacted by wellness treatment reform, all people is likely to be impacted.
Health and fitness Care Reform Will Not Influence Medicare
The upcoming myth was that overall health care reform would not affect Medicare.
This just one is sort of funny for the reason that appropriate from the incredibly get-go, the most
notable cuts were being especially focusing on the Medicare system.
When you glimpse at Medicare's part of the general federal, you can see that in 1970, Medicare was 4% of the U.S.
federal spending budget, and by 2011, it experienced developed to
16% of the federal price range.
If we look at it more than the final ten decades, from 2002 to 2012,
Medicare is the fastest expanding part of the major entitlement
plans in the federal govt, and it is really developed by just about 70% through that period of time of
time.
Because of how large Medicare is and how rapid it is rising,
it's one of the critical packages that ObamaCare is trying to get a deal with
on, so it won't bankrupts the U.S. Medicare is heading to be
impacted, and in fact the initial cuts to
Medicare have by now been set at about $716 billion.
Medicare Benefit Cuts And The Results
Of that $716 billion slice, the Medicare Edge application receives slice the most, and will see the bulk of the results.
What that's heading to do is increase the rates men and women pay back for their Medicare
Advantage designs, and minimize the rewards of all those ideas.
Amplified Medicare Advantage Costs
Proper now, numerous persons choose Medicare Edge strategies for the reason that they have zero quality.
When supplied a option on Medicare ideas, they see it as an effortless preference
simply because it can be a cost-free program for them, "Guaranteed, I get Medicare rewards, I do not shell out just about anything for it why not."
Now they're likely to see Medicare rates begin to climb, and go
from zero to $70, $eighty, $90, $100. We've by now witnessed that with some
of the Blue Cross Medicare Gain strategies this yr.
It is really heading to get worse as we go ahead in the upcoming.
Lessened Medicare Gain Benefits
In buy to decrease the premium will increase, what a lot of Medicare
Gain plans will do is improve the copayments, raise the deductibles, and transform the co-insurance policies
fees. In get to maintain the rates down, they are going to just drive extra of the expenditures on to
the Medicare Gain recipients. Elevated rates and
diminished gains are what we're likely to see coming in Medicare Advantage strategy.
Fewer Medicare Physicians
And then if that was not undesirable more than enough, as Medicare doctors commence acquiring lessen and reduced reimbursements for Medicare Edge folks, they're going
to quit taking new Medicare Benefit recipients. We are heading to
see the pool of medical practitioners to help persons in Medicare starting up
to shrink as nicely, until changes are produced about the study course of the
upcoming 5 yrs. So Medicare is likely to be afflicted, and it can be going to be impacted significantly by overall health treatment reform.
Everybody's kind of on pins and needles, waiting around to
see what is likely to come about there.
Overall health Treatment Reform Will Decrease Health care
Charges
The last one particular, and possibly the major myth
about health care reform, is every person pondering that ObamaCare will decrease health care fees.
That's entirely hogwash. Early on in the course of action,
when they have been attempting to appear up with the guidelines and polices, the emphasis and a single
of the objectives for reform was to reduce healthcare fees.
But somewhere along the line, the goal really shifted from value reduction to regulation of the wellbeing insurance coverage sector.
When they designed that transition, they pushed value reductions to the back again burner.
There are some tiny charge reduction components in ObamaCare,
but the real emphasis is on regulating health
and fitness insurance. The new plans, for example, have substantially richer added benefits than several plans currently:
richer gains means richer costs.
Overall health Treatment Reform Subsidies: Will They Make Programs
Reasonably priced?
A large amount of folks hope, "The subsidies are heading to make well being coverage options a lot more affordable, will not likely they?" Indeed,
in some cases the subsidies will assist to make the programs affordable
for individuals. But if you make $one also much,
the inexpensive programs are quickly going to grow to be quite high priced and can price tag
countless numbers of dollars far more above the course of
a yr. Will a subsidy make it economical or not affordable is really issue to discussion at
this place in time. We are going to have to essentially see what the premiums seem like for
these plans.
New Wellbeing Care Reform Taxes Handed On To Buyers
Then you will find a complete ton of new wellbeing care reform taxes that have been additional
into the process to assist fork out for ObamaCare. That means all
people who has a wellness coverage approach, regardless of whether it is really in a substantial group, a smaller team, or just as an personal,
is heading to be taxed in get to fork out for the charge of reform.
Wellness care reform provides many taxes on well being care that insurance
plan organizations will have to obtain and spend, but
they are just heading to go it suitable by to us, the consumer.
Mandate Won't Decrease Uninsured Incredibly Significantly
Throughout the original years of overall health treatment reform, the mandate is in fact very weak.
The mandate claims that anyone have to get health and fitness insurance or spend a penalty (a
tax). What that's likely to do is make healthy people today just sit on the sidelines and hold out for the mandate to get
to the position in which it lastly forces them to obtain wellness insurance plan. People with serious overall health disorders that couldn't get
health insurance coverage formerly, are all heading to bounce into
healthcare at the beginning of 2014.
At the conclude of that calendar year, the cost for the strategies is going to go up in 2015.
I can promise that which is going to take place, due to the fact the youthful nutritious folks are not going to be inspired to
get into the options. They will never see the benefit of
joining an pricey system, while the chronically sick men and
women are heading to get into the programs and push the prices up.
Overall health Care Reform's Purpose Is Just A Make a difference Of Semantics
The very last portion of this is, one of the vital
items - and it is really funny, I saw it for the very first two decades, 2010, and '11 -
1 of the critical points that was listed in the documentation from the Obama administration was: Wellbeing Care Reform would enable reduce
the price tag that we would see in the future if we do
very little right now. That was emphasised above
and in excess of all over again. That was how
they presented health treatment cost reduction, that it would reduce the long term
fees. Not now, but it would lessen what we would pay in the foreseeable future
if we did absolutely nothing about it now.
Perfectly, which is terrific, ten several years from now we are likely to pay considerably less than we might have paid.
And we all know how correct foreseeable future
projections ordinarily are. In the meantime, we're all
shelling out a lot more right now, and we're going to fork out even a lot more in 2014 and extra in 2015
and 2016. People are going to be very upset about that.
Summary
These 3 myths, that overall health care reform is only heading to have an affect on the uninsured, that it is
not going to have an impact on Medicare beneficiaries, and
that ObamaCare is likely to minimize health
care fees, are just that. They are myths. There is absolutely
nothing to them.
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